Protect your valuable machinery and equipment from unexpected breakdowns and damages.
Machinery All Risk Insurance offers wide-ranging coverage against sudden, accidental, and unforeseen physical loss or damage to machinery — ensuring business continuity and peace of mind.
Whether it’s a factory floor, a construction site, or a manufacturing plant, this policy is essential for minimizing downtime and costly repairs due to mechanical or electrical failure.

🔍 What is Machinery All Risk Insurance?

Machinery All Risk Insurance (MAR) provides comprehensive protection for all types of industrial and commercial machinery against accidental damage, mechanical breakdown, and electrical faults. It ensures that your machines are protected whether in operation, at rest, or undergoing maintenance.

This policy is suitable for:

• Manufacturing units
• Construction companies
• Engineering firms
• Processing plants
• Any business relying on heavy machinery or critical equipment

🛡️ What Does the Policy Cover?

The policy covers accidental loss or damage due to:

1. Faulty material or poor workmanship
2. Centrifugal force–related breakdown of rotating parts
3. Failure of lubrication due to oil pump malfunction
4. Malfunction or failure of safety devices
5. Electrical short-circuiting, insulation failure, over/under voltage
6. Sudden stoppage of connected machinery
7. Operational errors by inexperienced operators

➕ Optional Add-On Covers (Available on Additional Premium)

The policy can be extended to cover:

• Damage to machinery foundations
• Damage to oil in electrical equipment
• Express freight (excluding air freight), holiday & overtime wages
• Air freight for rapid replacement parts
• Additional custom duty on imported replacement machinery
• Damage to own surrounding property due to machinery failure
• Third-party liability (bodily injury or property damage caused to others)

✅ These add-ons enhance protection and can be customized as per your business needs.

🚫 Key Exclusions of Machinery All Risk Policy

MAR Insurance does not cover the following:

1. Internal mechanical or electrical breakdown itself (unless followed by external damage)
2. Damage to replaceable/wearable parts like drills, dies, bits, blades, etc.
3. Loss or damage during transit
4. Damage due to corrosion, wear and tear, rust, or natural deterioration
5. Damage while under testing, overloading, or misuse
6. Machinery operating underground
7. Damage that is the responsibility of the manufacturer or supplier

✅ Benefits of Machinery All Risk Insurance

• Minimize financial losses due to machine downtime
• Quick claim settlement to ensure business continuity
• Customizable coverage based on industry-specific risks
• Covers a wide range of electrical and mechanical faults
• Trusted by industries across manufacturing, construction, power, and engineering

📍 Get Machinery All Risk Insurance in India

Looking for affordable and reliable Machinery All Risk Insurance in India? We provide expert assistance to help you choose the right coverage that suits your operational needs.

💬 Contact us today for:

• A free consultation
• Tailored quotes for your equipment
• Speedy policy issuance